All the MRF White Papers have been added to this repository, except for
those with one-time use copyrights.
If you have contributions, please
send them to Eric with your
suggested Category/Subcategory that it should be placed within...
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Women and Motorcycling
More than 150 years ago, in upstate New York, the very first national convention to discuss the social, civil, and religious condition of women was held at Seneca Falls, in Seneca County, New York, on July 19th and 20th,1848. Men also participated in thes
Without Helmet Laws, Who Pays? Insurance Risk Pools and the Social Burden Theory
Motorcyclists are a social burden. Insurance rates are going up. Everybody pays the price for non-helmeted motorcyclists. That’s what we all hear. This is what the public believes, because an agency of the government says so, it must be true! Ah, but is
Safety Nets: More on the Social Burden Fallacy
In my previous article, “Without Helmet Laws, Who Pays?” about the social burden theory, I discussed insurance risk pools and how motorcyclists contribute to those risk pools like everyone else who buys insurance.